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Have you been looking for a podcast that focuses on insurance subrogation?  Of course you have, and here you are!  On Subrogation is brought to you by national subrogation law firm, Rathbone Group, LLC, and hosted by experienced litigators, who focus their practice on subrogation.  It is the podcast about how to recover your damages from the people who caused them.

Topics span litigation, claims, and many more.

To ask questions or suggest future topics, e-mail us at

Special thanks to Ralph DiSylvestro for our intro and outro music!

Mar 4, 2022

It’s a conundrum:  drivers with driving records earning nicknames like “Crash” are the ones from whom the public need coverage the most, yet a bad driving record can make securing that coverage seem impossible.  Enter the SR-22, a certificate of insurability that acts like a motor vehicle collision bond in some states, quasi-insurance in others, and which does not even exist in the rest.   

On this week’s installment, Rebecca and Steve discuss when an SR-22 acts like insurance, where it goes by the name FR-44, and how payment under an SR-22 can entitle an insurer to recover against its own insured.  Spoiler:  in these subrogation claims, the issue is one of contract, not tort.