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Have you been looking for a podcast that focuses on insurance subrogation?  Of course you have, and here you are!  On Subrogation is brought to you by national subrogation law firm, Rathbone Group, LLC, and hosted by experienced litigators, who focus their practice on subrogation.  It is the podcast about how to recover your damages from the people who caused them.

Topics span litigation, claims, and many more.

To ask questions or suggest future topics, e-mail us at

Special thanks to Ralph DiSylvestro for our intro and outro music!

Sep 2, 2022

When a you receive a random, unexpected payment for half of your subrogation claim, you might think, "hooray!  Now I only have to recover the remaining half.  That was easy!"  But beware - if that payment has limiting language like, "payment in full" or there is a letter along with it, you may be in trouble.

When can these surprise payments count as a settlement?  And why do settlements count as settlements, anyhow?  The answer is the doctrine of accord and satisfaction.  Listen in as Rebecca and Steve talk about what is really required for a claim of accord and satisfaction, when you can accept the payment, and why a settlement settles the claim.